from Savings Tips Updated July 4, 2025

19 Important Home Maintenance Tasks & Savings Tips for Homeowners to do Before August

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July means getting our homes through the summer and ready for the fall... and saving some money while we're at it.

With summer in full swing there's a lot to do around the home to get prepared for the fall. Here are 19 things you can do right away to prevent costly repairs and save money on bills. Got something to add? Leave a comment on our post!

1. Automate Your Thermostat & HVAC system

One of the easiest things you can do to instantly start saving money on your heating and cooling bills is to get an automated thermostat. These smart thermostats will learn when you are home and make sure the home is at a comfortable setting during those hours so you're not cooling the house when no one is around to enjoy it. They also learn when you're going to be home so they can adjust the temperature before you step in the door to ensure your house is always comfortable!

Last year I replaced all of the thermostats in my house with the Nest learning thermostat. It learns your schedule to keep your home comfortable when you are home.

2. Check For Roof Damage

Inspect your roof for missing or damaged shingles, and de-gunk your rain gutters and downspouts. Leaves, dirt, and other debris from clogs that prevent rainwater from draining away from your roof.

When this happens, the trapped water can seep into your home and cause thousands of dollars’ worth of damage. The standing water also attracts mosquitoes and wood destroying carpenter ants.

3. Pay Your Mortgage On Time? Utilize the Government Sponsored "GSE" Programs To Cut Your Mortgage Down

Still unknown to many is a brilliant Homeowners Relief program called the Government Sponsored Entities (GSE) program that could benefit millions of Americans and reduce their payments by as much as $3,708 per year! You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.

So while the banks impatiently wait for this program to end, the GSE is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time in 2025. But the good news is that once you're in, you're in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now and see if you could qualify for GSE{{endLink}} or an even better rate in today's marketplace.

URGENT: So many homeowners could still benefit today, but sadly, many perceive GSE as to be too good to be true. Remember, GSE is a free-to-check program and there's absolutely NO COST to see if you qualify. The average homeowners saves $3,708/year ($309/month) using this program! See if you qualify now before it's gone »{{endLink}}

How do I qualify?

Step 1: Click the link below and answer a few questions about your home (2 minutes)

Step 2: View your new lower rate and save money!

View Today's Rates & Calculate New Payment »

4. Give Your Garbage Disposal a Deep Clean Without Getting Your Hands Dirty

Garbage disposals aren't called garbage disposals because they smell like flowers... And cleaning them can be a daunting task (I'm not sticking my hand in that death-blender!) But here's a little trick I use to keep ours on the straight and narrow:

These machines turn whole food scraps into a nice paste that mostly flushes down and out your pipes. But some food waste is left lining the walls and parts of your disposal, and that food can rot and smell (horrible).

You'll need three ingredients for this cleaning cocktail: Lemons, ice, and salt.

Cut up lemons into small-ish wedges. Pour ice (cubed is fine) into the disposal mouth. Follow with salt, and finally put the lemons in. Turn on a slow stream of water (pencil width) and flip that switch! It will sound bad -- that's normal, the ice provides some (but not too much) resistance as it breaks into small shards that agitate and scrape on the inner workings of the disposal, clearing the stuck on old food. The salt helps scrape the film of oils and grease off, and the lemons leave your sink smelling better than new. Here's a bonus: ice also sharpens the blades!

It will take about a minute or two to blend everything down (depending on how many HP's you're running under the hood) and you can do this as often as you like. We use lemons in our cooking frequently (a little acidity makes everything taste better) and so I always save a couple slices to toss in the drain after all the dishes are cleaned up.

5. Use WD-40 for EVERYTHING!!!

You already use WD-40 to loosen bolts and stop squeaking hinges, but did you know it could do these other amazing things around your house?

  1. Waterproof your shoes and boots. WD-40 works by displacing water (WD stands for Water Displacement) so it can be a great waterproofer in a pinch if it's wet or snowy out! For a longer lasting treatment, try beeswax.
  2. Wipe away stains on shower glass. Spray and rub away stains from circular saw and hacksaw blades. Honestly I'm not entirely sure if the stains are still there and the WD-40 makes them invisible, or if it actually dissolves them — all I know is that my glass door looks great after a light rub down!
  3. Get rid of sticky goos. WD-40 dissolves tough sticky and gluey materials with ease (sap, price tags, soft glue, duct tape)
  4. Remove floor scuff marks and oil spots. If mopping is not doing the trick, try WD-40 to remove tough scuffs and stains. Make sure you wipe it up good though, no one wants to trip on an invisible patch of lubricated flooring!
  5. Clean the toilet. Remove lime stains from the toilet bowl by spraying in some WD-40, then just scrub with a toilet brush and flush. Note: there is conflicting evidence on the environmental impacts of this method. For an absolutely sure-fire, eco-friendly, cost-effective method, grab a pumice stone from your favorite home improvement store and give it a good scrub (gloves recommended). Hard water stains are no match for pumice, and it wont harm the porcelain. You may already have one in the bathroom cabinet for scrubbing feet — though we can't in good faith recommend using the same one for both!

6. Why Are Homeowners Ditching Their Home Insurance For This?

Do not pay your next home insurance bill until you read this report.

Millions of homeowners are now eligible to save as much as $536 per year with this new technology that just became available to all Americans.

News outlets are calling this the 'Walmart of Home Insurance' for its easy to use platform and immense savings over traditional methods.

View My Savings Eligibility Now »{{endLink}}

IMPORTANT: This service is FREE TO USE and requires little more than a 3 minute quiz to match you with the highest-rated and cheapest home insurance rate. Keep your same level of coverage and save up to $536 per year. Unfortunately, the major insurance providers are catching on and are trying to shut it down. See if you qualify now before it's gone » {{endLink}}

Stop overpaying for your home insurance. Get the same level of coverage (and potentially lower your deductible), from the highest rated providers, all at a significant savings. Don't let the big insurance companies win again. Act now and claim your savings.

Here's How You Do It:

Step 1: Select the age of your home to begin the instant quote comparison

Step 2: View your new lower rate and save money!

How old is your home?

7. Use Coke To Clear Clogged Drains

A clogged drain can be a nightmare. When a drain clogs, you may not have the necessary chemicals or supplies to fix it immediately. Instead of waiting and hoping for the water to go down the drain, you may be able to unclog your drain with Coke, which contains phosphoric acid that will eat through the clog.

  1. Clean the area around the sink drain to remove any debris. Shine a flashlight down into the drain, and use tweezers to remove any large debris such as hair or food from the drain.
  2. Open a 2-liter bottle of Coke. Pour it steadily into the drain so you can avoid splashing it everywhere.
  3. Allow any foam to subside, then continue pouring the Coke down the drain until you empty the 2-liter bottle.
  4. Allow the Coke to sit in the drain overnight. In the morning, run hot water down the drain for 5 to 10 minutes to rinse it.
  5. Repeat the process if the drain still appears clogged. Allow the Coke to eat away at the clog overnight, then rinse the drain with hot water.

8. Clean Your Refrigerator Coils!

You can eliminate more than 70 percent of service calls with this simple cleaning step. Skip this chore and you’ll be contributing to your appliance repair technician’s retirement fund. Not to mention handing over $5 to $10 a month extra to your utility company because the fridge isn’t running efficiently.

Do it twice a year or more often if you have shedding pets. Their fur clogs up the coils fast.

Condenser coils are located on the back of the fridge or across the bottom. These coils cool and condense the refrigerant. When the coils are clogged with dirt and dust, they can’t efficiently release heat. The result is your compressor works harder and longer than it was designed to, using more energy and shortening the life of your fridge.

Clean the coils with a coil cleaning brush and vacuum. A coil cleaning brush does a thorough job and will easily pay for itself. The refrigerator coil brush is bendable to fit in tight areas. They can be used for cleaning your dehumidifier and air conditioner coils too.

9. Never Pay Out-of-Pocket For Home Repairs Again

Warning: Not Having a Home Warranty Leaves You at Risk...

Homeowners know better than anybody: if it can go wrong it will go wrong. When purchasing new construction, buyers are often given an option to purchase a home warranty that covers home repairs on everything from microwaves to roofs. What many people don't know is that almost any homeowner is eligible to get a home warranty for their existing homes. Think of it as insurance for the things that break all the time in your home.

When homeowners get the best price on a home warranty many are shocked that the cost is so low compared to the many thousands of dollars homeowners spend on repairs and contractors. Home warranties give you peace of mind AND can save you thousands of dollars on covered expensive repairs. Next time something covered breaks or needs repair you'll be able to get it fixed immediately by a qualified professional contractor, regardless of what's in your bank account.

Get A Free Home Warranty Quote »

10. Clean Out Your Dryer Lint Vent

Corral those lint bunnies. Those deceptively harmless looking little fluffs love to snuggle down in your dryer vents and lint traps. Before you know it, they multiply like, well, rabbits. Dryer lint is extremely flammable if you let it build up in the vents. You can hire someone to do this for you, or you can do it yourself and buy a vacuum attachment made specifically for cleaning out dryer vents.

Chances are this task has not been done in years. It's okay! You know what you have to do, and you'll feel better and more safe once it's done. This will not only save you money, it will protect you, your family, and your valuables.

🚨RATES RISING SOON🚨 Refinance From {{rateApr}}

U.S. Homeowners Now Eligible for $3,708 or More in Savings

Qualification Requirements:

  1. Current loan balance more than $150K
  2. Current rate above 3.0% APR
  3. Credit rating 640+

Rates have dropped in 2025 but they won't stay down forever. Click below to calculate payment. 100% Online.

Calculate Payment Using Today's Rates »

11. Flush Your Water Heater To Extend Its Life

Regularly flushing out your water heater is an important task. Getting rid of the gunk and mineral deposits that accumulate will help your water heater run more efficiently as well as prolong its life, saving you money in the long run.

Depending on your model, aim to flush your water heater every one to three years. Really, the job is so easy, it wouldn’t be a bother to do it at least once a year.

However, if your heater is old and has never been flushed, it may be better to call a professional to get advice specific to your situation. On the same note, if you're not comfortable with the follow steps, always err on the side of caution.

  1. Turn the knob on your water heater’s thermostat to “Off”
  2. Turn off the gas line or electricity to the unit.
  3. Turn off the cold water supply (usually a blue knob similar to an outdoor hose spigot).
  4. Important: turn on a hot water tap in a sink or tub. This prevents a vacuum from forming in the system while draining the tank.
  5. Connect a garden hose to the drainage spigot. Then turn on the spigot and drain the entire tank.
  6. Once drained, turn back on the cold water supply to flush the tank. Look for water coming out the hose to be clear and free of sediment.

That's it! Simple right? Once completed, just follow the steps in reverse order to get the system back up and running.

12. Save Money on New Windows, and Benefit from Greater Energy Efficiency

Many people opt to replace old drafty windows at home with new energy-efficient ones. Replacing old windows can also lower your utility bill by 40% per month and increase your home’s curb appeal.

You may also qualify to save $100s in seasonal discounts from manufacturers like Pella, Champion, and Andersen. Make sure you find the best price you can get by shopping around to compare pricing from local professionals.

Get My Quotes For New Windows »

13. Use Colored Dye to Check for Toilet Leaks

Water leaking from your toilet tank will not only cost you money when it comes to your utility bill, but it can also cause water damage to your bathroom floor and premature wear of your toilet’s internal workings.

To check if your tank is leaking drop some food coloring in the water tank and check an hour later. If the bowl shows signs of coloring (like turns pink if you use red dye) you have a bad flapper.

If you find that your toilet is leaking from the tank to the bowl, the flapper needs to be replaced. Grab yourself a new flapper kit from Lowe's or Home Depot and check out YouTube for some great instructional videos!

14. Find Out If You're Paying Too Much for Car Insurance

You’re probably overpaying for car insurance. And how would you know, really?

Have you shopped around lately? Have you compared rates from the 20 largest auto insurers that do business in your area? That sounds kind of difficult and time-consuming, doesn’t it?

Fortunately, a service called QuoteWizard will do it for you, and you don’t even have to compare quotes individually. Simply fill out a 60-second questionnaire, and QuoteWizard will go to work.

Once you fill out the quiz at QuoteWizard, it will:

  • Scan your existing insurance plan.
  • Analyze what coverage you have.
  • Compare the major insurers’ rates for that same coverage.
  • Help you switch on the spot if it finds you a better rate.

QuoteWizard says it finds an average savings of $610 per year for its customers.

A really great money saving tactic homeowners can use is to bundle insurance plans. Many providers offer steep discounts for consolidating policies!

 

Save Hundreds on Car Insurance »

15. Put a Bowl of Vinegar in Your Dishwasher

Isn't it frustrating to open your dishwaher and find your "clean" dishes not so clean?

The culprit is hard water and soap scum. Both leave spots on dishes and leave glasses cloudy. And I'm sure you like telling your guests "it's just hard water stains" when pouring their wine into a cloudy glass...

The solution? Vinegar. This magical liquid is the answer again and again.

Some people put vinegar in the rinse aid compartment, but we advise against that as to not run the vinegar through the internal components (it is acid, after all). Rather, fill a bowl partially with vinegar and put it on the top rack of your dishwasher.

When the machine is running, the vinegar will mix in and dissolve those stains from your glasses, dishes, and even the dishwasher itself. What a relief!

17. Change ALL Your Air Filters

Replace the air filter(s) in your HVAC (heating, ventilation and air conditioning) system, to keep it running more efficiently.

Old filters have reduced air flow forcing your equipment to work harder. This causes parts like fans and blowers to wear faster, especially after a cold winter. A $10 filter can save you thousands on repair costs!

18. Maintain Your Sump Pump

Most sump pumps are equipped with water level or flood alarms, usually battery powered, that alert you if the pump isn't working properly and water is backing up. More sophisticated systems can notify your alarm company or call your cell phone if the water starts to rise. Fortunately, this shouldn't happen often. Sump pumps on the whole are quite reliable. But as with any other important piece of equipment, regular maintenance is always a good idea. Spend a few minutes every couple of months, when heavy rains are forecast and in early spring to ensure reliable sump pump operation. Basic sump pump maintenance is usually as simple as doing these few jobs.

  1. Make sure the pump is plugged in to a working ground fault circuit interrupter (GFCI) outlet and the cord is in good shape. In damp areas, GFCI ­breakers may trip, effectively shutting off the sump pump. Check in on your sump pump periodically so you can reset the GFCI if necessary.
  2. Ensure the pump itself is standing upright. Vibrations during operation can cause it to fall or tilt onto one side. This can jam the float arm so it can't activate the pump.
  3. Periodically pour a bucket of water into the pit to make sure the pump starts automatically and the water drains quickly once the pump is on. If the pump doesn't start, have it serviced.
  4. Physically remove a submersible pump from the pit and clean the grate on the bottom. The sucking action of the pump can pull small stones into the grate, blocking the inlet or damaging the pump over time.
  5. Ensure the outlet pipes are tightly joined together and draining out at least 20 feet (6 meters) away from your foundation.
  6. Make sure the vent hole in the discharge pipe is clear.

19. Secure a Huge Amount of Life Insurance for Pennies a Day

“The biggest mistake I see people making is being duped by insurance salesmen," says Andy Yadro, a financial planner with Googins Advisors in Madison, Wisconsin. "Everyone needs insurance, but a very small subset of people need the insurance that is sold by most ‘financial advisors.’”.

You might still consider a basic life insurance policy, which can be useful if you have loved ones who rely on your income — a significant other, a child or even a relative you help out financially.

This company offers you an easy way to compare{{endLink}} and buy life insurance. Unlike traditional providers, this online platform provides an easy way to apply, and it offers instant quotes from top carriers online to help you make a quicker decision.

To get your quotes, you’ll just enter some info about yourself and your health online. Once you choose a life insurance company, you can apply right online, and a rep will give you a quick call to ask a few follow-up questions.

Get a Free Life Insurance Quote »

URGENT Homeowners Are Saving $536 Back a Year on Average

There is a new service that has homeowners like yourself saving hundred of dollars per year, with the same level of coverage, and the same highly ranked providers.

Homeowners are Ditching Their Home Insurance and Doing This Instead

This automated marketplace means getting multiple quotes from multiple providers who are battling to earn your business.

So while the insurance companies are happy that most homeowners haven't figured this out, we are urging homeowners to take advantage. The good news is that once you're in, you're in. If lowering your payments and putting some cash back in your wallet would help you, it's vital you act now and see if you could qualify for significant savings in today's modern marketplace.

We are urging homeowners to verify their eligibility and lock in your savings before they catch on.

How many years have you lived in your home?

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